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Thursday, January 15, 2015

25 Best Unusual Ways To Make Quick Money in France

Late on rent? Can't fill your car with gas to get to work? Assuming all available funds and traditional sources of credit are tapped out, here are 25 ways to raise cash in a few days.  Keep in mind, while all of these ideas are legal, some of them are not something we would encourage.  From being an Amazon Mechanical Turk to banking your sperm we share bangla-tutors 25 ideas for raising cash in a hurry in order of the least to the most desperate.
Sell Your Body Parts: Plasma, Hair And Breast Milk
In a truly free market economy, you'd be worth a lot of money in organs alone -- selling a kidney or lung could solve your money woes. However, the government and our sense of propriety permit you to only cash in on plasma, hair and (maybe) breast milk.

You can legally trade plasma for cash in the U.S., the fluid in which your blood corpuscles and other tiny bits circulate through your blood system. In most larger cities, there are clinics that will pay you up to $35 or so for some of your plasma, which you can donate twice a week. The process, which involves taking blood, draining off the plasma and returning the remains to your system, takes around half an hour to an hour. To donate, you'll need to be relatively healthy and drug free.

The hirsute can also make some quick cash by selling off their hair. Hair must be at least ten inches long, and uncolored. Well tended (not over-shampooed or sun damaged) hair is worth more. Web sites such as The Hair Trader serve as a market for those looking to sell or buy hair. Sales announced on the site range from several hundred to over a thousand dollars for a generous length of tresses.

Finally, some mothers who find themselves with an overabundance of breast milk have taken to offering the extra for sale on the Internet. However, the trade, of questionable legality and fraught with health issues, remains rather clandestine and we can't recommend it, even in a pinch.
Sell Your Body Parts: Plasma, Hair And Breast Milk
In a truly free market economy, you'd be worth a lot of money in organs alone -- selling a kidney or lung could solve your money woes. However, the government and our sense of propriety permit you to only cash in on plasma, hair and (maybe) breast milk.

You can legally trade plasma for cash in the U.S., the fluid in which your blood corpuscles and other tiny bits circulate through your blood system. In most larger cities, there are clinics that will pay you up to $35 or so for some of your plasma, which you can donate twice a week. The process, which involves taking blood, draining off the plasma and returning the remains to your system, takes around half an hour to an hour. To donate, you'll need to be relatively healthy and drug free.

The hirsute can also make some quick cash by selling off their hair. Hair must be at least ten inches long, and uncolored. Well tended (not over-shampooed or sun damaged) hair is worth more. Web sites such as The Hair Trader serve as a market for those looking to sell or buy hair. Sales announced on the site range from several hundred to over a thousand dollars for a generous length of tresses.

Finally, some mothers who find themselves with an overabundance of breast milk have taken to offering the extra for sale on the Internet. However, the trade, of questionable legality and fraught with health issues, remains rather clandestine and we can't recommend it, even in a pinch.

Offer To Watch Children, Pets, or House-sit
You're out of cash. What do you do? Hit up Moms and Dads.
No, not your mom and dad, silly. Moms and Dads; those worn-out individuals with small children under five who barely remember what it's like to go to a restaurant and not spend the evening quelling tantrums and wiping up spilled water.

There are a lot of part-time jobs you can get in order to turn a quick buck, but exercising the babysitting option is one of the most immediately lucrative. Reliable babysitters are in high demand. You can almost name your price.

Babysitters earn upwards of $15 an hour these days. Offer to sit for friends' kids Friday or Saturday night. The parents will be only too happy to hand you cash when they return.

Other quick cash options? House-sit for friends of friends (friends by definition, will expect you to feed their cat and take in their mail for free. People you only know by association won't).

Collect Your Change
Everyone's living quarters are different, of course, but there's a certain (rather obvious at first) list that everyone should go through first.

Your bed stand. Don't most of us have a little spot where we put money, after we toss off our clothes at the end of the day? But, sure, there's probably nothing there, because you've already raided this.

Hone in on your home office. Have one? It seems like another natural place where you might have stuffed a few bills or coins aside at one point.

Survey your sofa. Underneath those cushions, where pocket change slides out and drops into the crevasses of your couch, is often, quite literally, a gold mine. And possibly half of a melted Hershey's bar. You really do need to get down here more often.Linger in your laundry room. Another favorite place of wayward dollars and cents. Chances are you, a spouse or some other significant other, has taken some money from the pockets and put some money aside. Or maybe a quarter or wadded up dollar is in the machine right now, like a mob of people at an American Idol audition waiting to be discovered.

Check the car. Most of us have a little spot in the car where rogue coins wind up, when we don't have time to put them in a pocket or purse. They sometimes wind up under the car seats. You probably have something here.

The junk drawer. Everyone has one. I guarantee you have a few coins in here, unless you raided this recently. And again, perfect time to clean this out.

The kitchen. Chances are, your junk drawer is in here, or your jar of coins, which you've already thought of or taken from, but what about looking underneath or behind the refrigerator? Can anything fit under the oven? You can clean these behind or underneath these appliances and possibly find some money at the same time. And while you're here, what are you using this spare money for? Groceries? Then, of course, rifle through the coupons. That's money right there, or a way to make the money you do find go farther.

Your bedroom closet and laundry hamper. Go through the pockets of the clothes, clean and dirty. Some money has to be in there somewhere.
Sell Stuff On Craigslist
A yard sale has its shortcomings. What if you don't have a lot of items, don't want to sit by your garage all day, or depend on local neighbors as your customers? A good alternative is to make use of Craigslist, which has become a great internet site for buying and selling almost anything legal- furniture, bicycles, musical equipment, housewares, art, and whatever. Over 40 million people use it every month.

Each fair-sized community has its own place on Craigslist, where sellers can post goods (free of charge) for sale. Unlike Ebay, Craigslist only acts to hook you up with the seller; it does not take a role in the transaction. And since most transactions are local, they are done face to face, reducing the chance for fraud or misleading offers. Since the deals are done in person, you get your money immediately, unlike the Ebay process.

Take a look at your community's Craigslist to get a sense of the going prices for various goods. You may even see items for sale that you never considered turning into cash. With the economic slump, There has been a large boost in Craigslist sellers and scammers, so be persistent and careful. Those who keep reposting their sales items are the ones that make out best.
Return Past Purchases
Taking recently-purchased items back for cash is really one of the most efficient ways of making quick cash.

Not only are you typically able to get your full purchase price back if you have a receipt (except for some categories like electronics, for which stores often charge a "restocking" fee); but you'll reduce your stuff and pay penance for your spending habit, too.

Of course, if you've made your purchases with a credit card, you'll only get a credit, and a good thing, too -- buying items on credit and taking them back when you need to pay for your power bill is an indication that you're buying too much on credit! Try cutting up your credit cards and only paying for purchases with debit. Then you'll have a simultaneous benefit: the ability to get cash if you need it, and the sobering influence when every purchase you make has an immediate impact on your available funds.
Recycle Scrap Metal
One way you can get some quick cash is to sell scrap metal to your local salvage yard or recycling center.  One DailyFinance blogger's co-worker bought a used camper for just over $600 and took his old one to get scrapped.  The scrap value of his camper almost paid for his new camper purchase.

We want to focus on the legal ways to get some money from scrap metal so first we need to find some. If you are remodeling or have unused copper pipes in your house it may be worth pulling them out and heading to the salvage yard. If pipes are out of reach, check out your garage, basement or shed, where I am guessing you can find something to salvage. This endeavor may be especially profitable if you have been something of a packrat in this metal treasure trove of yours.

Don't have a room or building full of old odds and ends at your disposal? You can still get in on the salvaging action! The first places to check are any refuse areas around your neighborhood, where you can look for discarded metal objects. If dumpster diving disgusts you then, look at your neighbor's property. Do they have an old swing set nobody uses or a garage packed full of "junk"? If so you can either be upfront and split the profits with them under the pretense that you'll do the heavy lifting, or you can offer to "clean up" their garage as a neighborly favor!
Start Your Own Part-Time Business From Home
Married couple, Jacob and Susan D'Aniello, began their own pooper scooper business. Their small start from working out of their home turned into a multi-million dollar franchise called DoodyCalls.  In the beginning, it was just them, a bag, a little shovel... They started the business when they were dating and basically fell in love over canine feces, and while the business became complicated, in the beginning, it only involved a little time, some exercise and then collecting the fee a short time later.

If you're skilled with computers, you could set out a shingle and become a part-time computer repair-person. If you know how to cook, you could start to run a catering business out of your home (but check with your state; preparing food for the public out of your own kitchen can sometimes run afoul of the law).


If you want to get some quick cash, certainly there are limitations to what sort of business you can begin. If you need a lot of inventory, you're going to have to spend money to make your money. But if you're going to do something that takes your skill, talent or knowledge, you can bring in cash quite quickly. No matter what, though, provided you enjoy what you're doing, if you start a business, whether you're successful or not, it's always rewarding.
Rent Out Your "Spot"
If you own some prime parking real estate, you could put cash in your pocket and get more exercise by renting out your spot and parking further away.  If access to your car is less convenient, perhaps you'll drive even less, saving money on gas too.

Blogger Anne Gelhaus writes of her own experience:
" I had two parking spaces and one car. My upstairs neighbors had two parking spaces and three cars. So when Joe asked me if he could park his truck in my "guest parking" space, good-neighbor math indicated this was the best course of action.

A couple months later, I found myself on the other side of the equation, in desperate need of a small loan to see me through until payday. I knocked on Joe's door, put on my best "cuppa sugar" smile and made my request. Joe handed me a couple sawbucks, saying, "Don't worry about paying me back. Consider it rent for the parking space."

With those words, a beautiful, mutually beneficial relationship was born. Joe and Rebecca continue to use my extra parking space and so no longer have to park their third vehicle on the street, where it was broken into several times even before the current rash of catalytic converter thefts and gas siphoning. I, in turn, get occasional bump-up to my wallet for doing something I would have done for free anyway."
Take A Part-Time Job
Most part-time jobs aren't what they're cracked up to be, when it comes to getting paid quickly. If you flip burgers at a fast food chain or become a retail clerk -- it's probably going to be two weeks, at best, before you receive that first paycheck, and there are circumstances where it'll work out to three or four.

  When you need cash sooner than that, look for jobs that offer immediate money in your pocket, like one that includes tips.  Bartending and waiting tables are two tried-and-true examples. Other quick jobs that you can do to bring in tips are taxi driver, hotel hospitality positions, pizza deliverer, or you could pull out your old guitar and becoming a street performer.
Make Stuff To Sell
Think of the proverbial lemonade stand, but all grown up.  When DailyFinance blogger Sarah Gilbert is entirely broke, she'll get out her sewing machine and make her favorite quick project: stuffed geese (made out of thrifted fabric).  They sell like crazy on Etsy, an online shop devoted to crafty vendors, and is her go-to-plan when the well runs dry and she needs to bring in some quick cash.

Another category of handmade items that sell especially well is soaps and perfumed or infused oils, although these typically take a little longer to make. Especially talented friends make great money selling their handspun yarn or knitting patterns. The potential for turning your favorite craft into quick cash is only limited by your imagination; but remember to test the market for an item first.

Selling crafts is a fantastic way to make quick money (as long as you don't get too hung up in your hourly wage), especially for an at-home parent or someone with a lot of time gaps in your day. However, it's typically not a great way to earn a living -- there's a fine line between enjoying your skill with handicraft and turning your sewing room/pottery wheel/workbench into a sweat shop.
Find An Online Gig
The Internet is a great place to make some extra cash, or at least that's what all the pop ups I got last night said! Thankfully Amazon offers a legit method of raising some extra coin online for completing mundane tasks.

To start you just need to sign up with Amazon's Mechanical Turk program, where companies post tasks that machines cannot easily do, but that are relatively simple for humans. You can choose an assignment, and, on completion, are credited with payment to your Amazon account. This money can be withdrawn once you accumulate $10. However, these payout amounts are much lower than the many online ad programs or survey sites which greatly increases the chance that you'll eventually see the fruits of your labor. As I check out the current HITs which I qualify for I find over a hundred of them, ranging from free up to $7, but most seem to measure in cents.

If you have a lot of time or you feel comfortable "turking" on your employer's dime then this program could be a good way to make enough money to bankroll your entertainment needs or cover groceries for a week. While this is a relatively easy way to earn money, the time and effort needed to reach a reasonable amount holds this back from being an amazing opportunity. This is a good deal if you aren't easily bored and you have the ability to quickly handle simple tasks. But for most people, you'll start off full of gusto and end up with 28 cents in your account.
Hold a Yard Sale
How much money can you raise at a yard sale? It depends - on what you have to sell, where you are selling, the weather, advertising, the competition.

A few tips:
1. Be realistic. If you are selling an item in almost new condition, don't expect to recoup much more than 25% of the original retail price, less if it shows wear and tear. If the item is actually what dealers call, "mint in box," then you might see 50% but consider any offer.

2. You can reduce advertising costs and increase traffic to your sale by running a multifamily or block sale. Make sure to run ads in local newspapers, and if your town allows, post signs. Specify big ticket items in your ad (child's bedroom set, water skis) but include enough broad categories to attract the general yard sale shopper.

3. Check with your town or city hall to see whether you need a permit.

4. Price in advance, open early, have small bills and change available, and if you can handle it, let the early birds shop. Consider cutting your prices in the last hour(s) of the sale.

5. Enjoy yourself. Make it pleasant for people to buy from you. If an offer seems too low by all means counter-offer but don't be offended. You'll have a chance to make someone's day - possibly a child's - so don't miss the opportunity.
Seek Emergency Assistance
Private and public agencies that provide emergency assistance in cash are uncommon, and those that do usually restrict that largess to those well below the poverty level. However, many will provide other services and items that you would otherwise spend money on, so this charity could free up some dollars to apply to your other most pressing needs. Among the most common of these are food banks and open dining opportunities, help or waiver of utility costs, and clothing and other household essentials.

Your local government often has a person or office that acts as a clearinghouse for social services. Don't forget about churches and social clubs, too, who often have less formal outreach programs, especially for members in distress. You'd be amazed at the not-for-profit groups that are sitting on many thousands of dollars simply because no-one has asked them for some of it.

Asking for charity can take a big chunk out of your pride, but depriving your loved ones of necessities does too. Perhaps you can one day use this humbling experience as an inspiration to help others through their tough times. You'll find that giving does as much for the giver as the receiver.

If your income is low enough, you may also qualify for "food stamps" to help you until you are back on your feet. More than 46 million people receive food stamps, nearly half of them children. The average monthly benefit is $132 per person.

Benefit cards work like debit cards, allowing users to swipe them for food purchases at some 231,000 stores around the country that are authorized to take part in the food stamp program.
Become A Temp
Temping is good for the soul. As a temp, you quickly become aware of just how few intelligent, hard-working people there are out there. If you show up to work on time, take reasonably short lunch breaks, don't leave too early, and demonstrate even the slightest amount of energy and initiative, chances are that your employers will view you as the second coming of the messiah. In many cases, they will even offer you permanent employment. Also, temp jobs pay really well, although most temp companies don't provide benefits.

Another great thing is the glimpse that you get of the inner workings of companies. You can see how temp companies work, how transnational corporations work, how law firms work, how human resources departments work, and so on.
Sign Up For Medical Tests
Most large universities have ongoing medical research projects evaluating the efficacy of new medicines and treatments. As part of this evaluation, they often need 'volunteers' on which to test these medications. Since the pool of willing volunteers is limited, cash compensation for the volunteer's cooperation is sometimes provided, ranging from a few hundred dollars up to four figures.

The National Institutes of Health has 300 studies that need volunteers. The Rochester Clinical Research is looking for healthy volunteers to test vaccines. Just Google medical test volunteers for more.

Most studies are looking for reasonably healthy people. And, of course, this could be hard-earned money. The fact that you are a guinea pig means that there is at least a slight chance that, through you, the researchers will discover negative consequences of the medicine or treatment. On the upside, you'll probably receive a free physical.
Take in a boarder
Sharing living expenses can put more cash in your pocket. However, If you ask someone to move into your spare room -- or onto your couch -- draw up a lease agreement, even/especially if your prospective boarder is someone you know. Have conversations about how to share living space, particularly if, as in my case, you only have one bathroom. Make sure to outline kitchen privileges, including whether or not you want to share food.
Tap Into Your Life Insurance
Yes, you did buy that life insurance for a reason and you may have family members who would desperately need the proceeds in the event of your untimely demise. But if things are getting desperate now, you may be able to turn that policy into cash. And, no, you don't have to die to do it.

If it is "whole" or "universal" life (a type of insurance you buy to last your "whole" life and your heirs get the payout even if you live to 104), you pay higher premiums, but the insurance has a "cash value" that you can tap any time. All you have to do is call your life insurance company to access the money. It won't be much if you've only had the policy a few years, but at least you won't be paying premiums anymore. This is an option that you should only take if you are still fairly young and healthy, really desperate for cash and can't afford the premiums anyway.

  Depending on how long you are expected to live, you can sell your policy for between 30% and 80% of the face value of your policy -- an amount that will be much higher than the cash value of a whole or universal life policy.
Get A Payday Loan
If you're responsible with your money and know that you're facing less than two weeks of a cash short fall, borrowing $300 today in return for repaying $345 in two weeks may be a good idea. If you're the sort of person who has a continual spending or money management problem, this is the dumbest thing you could possibly do.

If you do feel like you have no other choice than to visit one of these establishments, make sure to take along proof of employment, which can be tricky if you're self-employed, but it's still possible -- just bring lots of documentation. Obviously, regardless of your work situation, take along a photo ID like your driver's license.

Sure, given the payday lending industry's reputation, it may not feel like the best road you can take. But it's a perfectly legal one. I'm still trying to figure out why payday lending is perceived as such a worse option than plastic, with its universal defaults and variable interest rates that can also, if handled improperly, destroy your credit.
Raid Your IRA
If you need quick cash, your retirement savings can look like a great place to find the lump sum you need, but tread carefully. There are lots of rules and if you don't qualify for an eligible withdrawal you'll have to pay a 10% penalty plus taxes on the money at your current income tax rate.

So suppose you need about $10,000 and are in the 25% tax bracket: in order to get that net amount you would need to withdraw $15,500. Of that amount 10% ($1,550) would go toward paying the penalty and 25% ($3,875) would go toward taxes, which totals $5.425. From that $15,500, you would be able to use $10,075. Let's say you think you will have enough to repay that money in a couple of years. Forget about it. You can't replace retirement funds you withdraw. You've lost the savings opportunity forever.

Now let's suppose you kept the money in the account and invested it for 20 years at a return rate of 8%. That $15,500 would be worth about $75,000. You must think about whether it Is really worth it to you to lose that savings opportunity or do you want to find another solution for getting the funds together.

These calculations are based on a 10% penalty, but you can avoid that penalty with certain types of withdrawals. All IRA withdrawals, unless you have a ROTH IRA, require that you pay income taxes at your current income tax rate on money you take out of the IRA.
Pay A Visit To The Pawn Shop
Basically, pawn shops work like this: you bring in your items, which you offer up as collateral on a loan; in most cases, the loan will be about ten percent of the actual value of your item. If you agree to the loan, the pawnshop gives you a loan ticket.

At this point, you have three choices. One option is to buy your item back. To do this, you go to the pawnshop sometime in the course of the next month and pay back the loan with interest, which is usually somewhere around 20%. Your second option is to come back a month later and pay the interest on the loan, in which case you continue the loan for another month. Your final option is to let the loan expire, in which you keep the money and the pawnshop keeps the goods.

The positive aspect of the pawnshop lies in the loan. Unlike a payday loan or other short-term loan, you have already given up possession of the collateral, which means that, should you default on the loan, you will have nothing more to pay. You will not have to worry about interest on the loan compounding, driving you deeper into debt.

Another positive aspect of pawnshops is the impermanence of the transaction. Unlike a clear sale, a pawnshop loan allows you to regain possession of your item. Therefore, if your fortunes turn around, you will be able to get your stuff back. With Craigslist and eBay, once your stuff's gone, it's gone.

Finally, pawnshops are very convenient. While Craigslist and eBay will net you far more money for your possessions, getting the cash can take days, weeks, or even months. With a pawnshop, getting paid takes about as long as it takes you to cart your stuff down to the store. You don't have to worry about keywords, pictures, listing your item properly, fraudulent bidders, or any of the other headaches that accompany internet sales. You simply drop off your property, whine a little bit about how the pawnbroker is screwing you, grab your dough, and leave.

The downside is pretty obvious. If your precious possessions stay with the pawnbroker for over a month, he puts them on sale to recoup the cost of your loan. Chances are that he will be able to sell your stuff for a lot more than he gave you, which means that, once your month is up, you probably won't be able to buy your stuff back.
Bank On Your Sperm
Advertised sperm donation rates vary from $1 to $200 per week; most donors can expect somewhere around $40 per donation. Given that you can only deposit sperm every five days, your career as a sperm donor will probably only net you enough money to eat at McDonald's. Although, if you save carefully, your genetic material could translate into a sweet home theater system.

To begin with, sperm donation isn't a quick and easy, drop in, drop off, pick-up-your-cash type of deal. Among other minor irritations, it requires months of tests, a six-month to three-year commitment to a sperm bank, and no "liberation" of sperm when you're off the clock. Added to this is the fact that you will probably never know what happened to your children, although recent events are conspiring to strip away the cloak of anonymity under which many sperm donors have made their contributions to society. In other words, regardless of your position on the whole anonymity thing, sperm donation could end up being a little awkward.

That having been said, there is a desire for healthy sperm donors and the money is nothing to sneeze at, particularly if you're currently working your way through your ramen and tuna fish years. Unlike egg donation or surrogacy, the comparable options that are available to women, sperm donation is relatively non-invasive, albeit a lot less lucrative.
Set Up A Roadside Stand
Fellow blogger Amey Stone shared with me an excellent blog experiment on the potential for selling bottled water at a freeway exit, in which a blogger sold a case's worth of water in less than 30 minutes.

A friend who is in the wholesale flower business makes a point of disposing of too-old bouquets in a way that avoids further damage, knowing that people will pick up those discards and sell them at roadside.

Roadside sales can pull in some quick cash. Pick high-profit items that aren't highly perishable and/or have a high cost/sale price ratio; cold soda, corn, baked goods, flowers. Pick a location that is safe, where passersby can park without hazard, a location that has a good traffic flow, and one for which you have permission, or at least is not illegal. (Freeway exits are not usually legal sales areas.) You may be required to have a vendor's license, also.

Don't expect to get rich, or minimize the work involved. But if you really need some quick cash, roadside sales can help you over the hump. And it will leave you with more pride than those simply begging.
Scalp Some Tickets
So you're broke, and you need money, and it suddenly occurs to you that you are sitting on concert tickets to High School Musical: The Ice Show, or Taylor Swift. If the water dept. is threatening to cut you off for non-payment, scalping those tickets could save you from a dirty, smelly fate.

In circumstances such as this, a rational person will consider scalping the tickets to recoup their investment, or perhaps even realize some profit. However, proceed with caution. While it is generally legal to resell tickets for what you paid for them or less, some states frown on selling them for more. Check you state laws for scalping restrictions.

You could go the Internet route to sell your ducats, on sites such as StubHub.com. If you're thinking of selling them on eBay, you can fill out a form to learn if your state allows or disallows it by clicking here.

If you decide to sell them in person, you still have some options. Spread the word to family and friends, understanding that if you charge a premium you will become the black sheep of the family. You could also go to the event on the night it is to take place and work the entrance area. Scalpers customarily hold tickets up and repeat 'Got two," or however many you might have. Show up early, and if the event is a sellout, you'll probably find fulltime scalpers that will make you an offer to take the tickets off your hands.

Many people take this strategy one step further, and buy tickets to events with the intent of scalping them later. This is a form of gambling that few people can do successfully, though.

When a ticket or two is all that is standing in the way of your economic relief, at the cost of missing a couple of hours of entertainment, it seems perfectly understandable and ethical -- at least to me -- to sell or scalp your ticket and try to get as much money as someone is willing to pay.
Go Scavenging
100,000 homeless can't be wrong! In states that require a deposit, 50 cans could bring you $2.50. As scrap, 32 cans make a pound, worth 70 cents.

Finding enough scrap cans is fairly easy. Scan parking lots and ditch lines. You can keep a couple of plastic shopping bags handy to throw cans into. Most people you know send aluminum cans into their recycling bin. If you make a routine of collecting the cans from them for yourself, they are more than happy to hold them for you. Coworkers are also a good source of scrap cans.

Processing and storage is probably the most difficult part of my can saving project. The foremost rule for me is to deal with the cans as soon as possible after I receive them. I crush the cans a number of different ways, and I store them outside the house and as discreetly as possible. Aluminum cans take up a lot of room. That is why many people are put off of the idea of saving them. However, when crushed, you'd be amazed at how much poundage you can conveniently store. By crushing the cans and keeping them in sealed plastic bags, you can easily save up enough of them to make the hobby well worth your while.
Head To The Casino
Please understand that this is our #1, most desperate way to make some quick cash, and only applies in this situation: you have some cash, but not enough, and MUST have more within a very short time or your life will fall into ruin. When you've exhausted every other possible avenue, only then does a reasonable man consider the casino.

Why is this our most desperate? Look at Las Vegas. Those beautiful building don't grow in place; they represent the house's advantage.

Games to avoid: slot machines, roulette, and other games that are 100% luck. The house advantage is considerable and unalterable. Also avoid games in which you compete directly against other betters, such as poker.
A game like blackjack is the best avenue to win. A four-deck game gives the house only a .51% advantage, vs. 9-10% on the slot machines. And, most importantly, take this vow. Read it aloud. "I will quit the moment I have the money I need."




  If you are interested, you can read some general information on viaticals from the National Association of Insurance Commissioners and peruse information on the website of the Life Insurance Settlement Association (LISA), a trade association for this industry that also provides lists of viatical settlement companies by state). General rules are to get quotes from several investment companies and watch out for high commissions.













Top 20 ideas to make money online

A cash cow for the enterprising, the Internet is littered with opportunities to make a fast buck. While it rarely qualifies as a solitary source of income, the Net can easily help you supplement it. However, the amount you earn depends on the time and effort invested. Go through these 20 options and find out which ones work for you.

Blogging
If you're a passionate closet writer who wants to be published but can't find a way to do so, make each keystroke your way to wealth by penning your own blog. Starting a blog doesn't require extensive technical skills but it's important that you have expertise in the field you are writing on. This will attract visitors to your site. Building a large following will enable you to earn profit by luring advertisers, writing paid reviews or getting commissions for promoting other people's products.

Paid Writing
If maintaining a blog is difficult for you but you still want to indulge your passion for writing, you can jot down articles for other blogs or sites such as Weblogs, Helium or PayPerPost. Writing an e-book can also be a good option. E-books are investment free, with no cost for printing and shipping. If you have a strong command over languages, you can become a copy editor, where Webmasters will pay you to read articles and correct grammatical errors, sentence fragments, etc.

e-tuitions/Webinars
The demand for tutors is high and growing. So, if you like helping others learn, e-teaching could be the earning ticket for you. All you need to become an online tutor is expertise in your subject and a few spare hours per week. TutorVista, e-tutor, SmartThinking and Tutor.com are some of the sites you can enroll with. If you gain a good reputation as a coach, you could even conduct Webinars-lectures or seminars transmitted over the Net. College and university students are willing to pay to gain entry to a well-respected Webinar.

Affilliate/Reseller
For those who have the knack of selling, one of the best ways to make money online is to become an affiliate/reseller. An affiliate is a person who gets a commission for selling every product that he promotes, whether on his Website or through any other avenue such as eBay. You don't have to own the product. You only need to sign up for an affiliate program with a company and start selling its products under your referral link. Firms such as Commission Junction or Click Bank have a large pool of products.

Buying/Selling domains
Buying and selling domain names is another way to make money from home and requires very little investment or time. You can buy domains at their registration prices or even cheaper and trade them at a profit. However, always research on sites such as sedo.co.uk, afternic.com, ebay.com or other domain auction sites to get an estimate of the hottest selling names. The best way to find good ones is to use terminated domain lists, which contain several expired names that are back in the pool.

Freelancing for Professionals
Freelancing is a great option for professionals who are experts in their respective trades and know how to ensure customer satisfaction. Various freelancing and project-oriented sites allow companies that need help to describe their projects. Freelancers and small businesses offer bids, ideas or proposals, from which the buyers can choose what they find most suitable. Websites such as Elance cover everything from programming and writing to data entry and design, while RentACoder focuses on software programming.

Advertising
You can sell space on your Website or blog for advertisements and you earn when these ads are clicked by visitors to your site. The sorting and placing of ads is free. The profitability of pay-per-click advertising depends on the traffic level of the Website and, most importantly, on the clickthrough rate and cost per click. Google AdSense is the most popular option, while others are BidVertiser, Text Link Ads and Blogads. Direct banner and RSS feed are some other forms of online advertising.

GPT Programme
GPT or Get-paid-to sites are becoming increasingly popular among teens. You get paid for signing up for free Websites, newsletters, playing games and filling out online surveys. These are suitable for people who don't have a skill set but want to earn extra money. Taking online surveys is simple- register with a few legitimate, paid survey sites and answer questions. The topics range from shopping to politics. This might not help you make a living, but you can earn good pocket money. Contests2win is one of the trusted GPT Websites.

Online Marketing
Once a Website is created and optimized for search engine (SEO), the SEM or Search Engine Marketing begins. A treasure trove lies hidden here. An SEO/SEM expert, who is responsible for marketing a Website, can promote it in various ways. These include article marketing, writing press releases, forum posting, blog posting, submitting your site to directories and search engines, social bookmarking, etc. Most companies don't do this in-house and pay you to conduct the SEM for them.

Making themes
As more and more people seek an online presence, the demand for Website templates and WordPress (Blog) themes will keep increasing. If you are good at Web designing and coding, you can earn a lot from designing Web themes. In this segment, there are mainstream Websites, such as TemplateMonster and ThemeForest, which act as a marketplace where you can sell your themes. Templates are sold and priced depending on the rights and features that are bundled with them.

Selling photos
If you enjoy photography and are good with a camera, you could be sitting on a huge reserve of revenue. There are people who will be interested in your collection of images. Nowadays, it's easy to take your photos to the public, providing a convenient way to build a secondary income stream. Many stock photo agencies, such as Fotolia, Dreamstime and Shutterstock, offer incentives for people to earn from their photos.

Support & service
Providing coding or fixing other Webmasters' issues is another great way to earn extra bucks. There are simple jobs ranging from adding a script to setting up sites, but knowledge of Web coding is essential. One can offer support for Web CMS (content management systems) like Drupal or Joomla. After you are comfortable with your own installation, you can help other people to set these up and configure them.

Stock/forex trading
Joining the stock/forex market may seem a bit risky. However, you can start small and continue researching till you gain experience in this area. Once you do, it will be easy to earn from exchanging foreign currencies and/or stocks. Their rates fluctuate depending on supply and demand, and economic and political influences in the world. The aim of any trader is to spot which currency/stock is likely to rise or fall in value against another. The more time you put in, the more you will earn.

Selling your own brand
If you have a flair for designing cool images, don't bother about creating your own inventory. As long as your design can be printed on a product, you can pocket some money. You can upload designs on various Websites such as CafePress, and if somebody orders these designs, the company will print them and distribute the products. It could be designs for T-shirts, hats, bags, books, posters, calendars, greeting cards, etc. You will receive a commission for each sale. Other such sites include Lulu and Zazzle.

Virtual Assistant
Small businesses always need help in running their processes, but may not be willing to hire a full-time employee. As a virtual assistant, you are expected to perform practically any administrative task that a traditional secretary or assistant would, such as make travel reservations, handle expense reimbursements or pay bills. You can do it from the comfort of your home, interacting with clients either online or by phone. Your expertise will decide how much moolah you rake in.

Inbound call center
Many companies, who are facing space constraints, especially those in metro cities, prefer to hire workers outside their offices or outsource certain processes. You can set up an inbound call centre at home to handle such jobs. Research different companies that are outsourcing their work as they may have opportunities for inbound call center agents. You can work for more than one company. This can be either a part-time or full time engagement, depending on your need.

You Tube
If there's a dramatic performer hidden inside you who craves applause and adulation, upload yourself on YouTube. You can be a filmmaker, musician or comedian who wants a wider audience. Your earnings will come from ads displayed on your video page. This process is similar to the pay-per-click advertising program common to other Websites and blogs. Sites such as Flixya and Mediaflix can be helpful in this regard.

Researching for others
Don't be morose if you can't write, design or code. Lack of talent cannot stop you from making money online. If you're willing to work hard for a few hours a week, you can take up simple research jobs for other people who don't have the time to do it themselves. You could search for opportunities in organizations that provide funding for research and offer to assist them through online investigation.

Building Applications
With smartphones gaining popularity, the demand for their applications, or apps as they are popularly known, has also shot up. There are over 3 million apps for the iPhone and over a million apps in Google's Android market. Most of these are selling like hot cakes. Developing and selling your own smartphone app is becoming a lucrative way to make money on the Internet. Apps cost virtually nothing to develop and entail no storage or shipping costs. So they enjoy the best profit margins.

Transcription
Medical transcription involves making written copies of oral material dictated by doctors or other medical experts. These may include history and physical reports, clinical notes, consultation notes, reports, letters, psychiatric evaluation and so on. The dictated material needs to be transcribed swiftly and accurately, which is the most challenging aspect of the job. To become a medical transcriptionist, you need to have a good knowledge of medical terminology and a high typing speed along with accuracy.

The Reality of Earning Money Online

I hear every single day from readers who want to know exactly how I’ve made money with The Simple Dollar or how they can earn money online, whether it’s starting a blog or posting Youtube videos or writing ebooks.
I’m going to spell all of this out in detail so that the reality of it is as clear as possible.

Only Consistent Content Leads to Consistent Online Earnings

First of all, the only way to make money consistently online is to produce a lot of content on a very consistent basis. There’s really no other way to do it with any consistency. Sure, someone might throw a video up on Youtube only to see it go viral and get passed around like crazy, but that type of phenomenon is often completely unexpected and heavily based on luck.
The only way to make it work consistently is to produce content every day – or at least several times a week – and do it over and over and over again. You have to treat it like a second job.
Because you’re going to be doing it so often, you need to either be producing stuff you’re excited about or have an incredible work ethic. Ideally, you’ll be doing both at the same time.
If you can’t do that, then anything you do online will be effectively like playing the lottery. You might randomly put up a hit every once in a while, but it won’t be sustainable in any way.
Second, if you’re concerned about earning money during the first year of putting in consistent effort, you’re better off spending your time doing something like Mechanical Turk. Mechanical Turk can earn you a few bucks an hour right from the start, so if you’re just wanting to earn a few bucks right now while clicking around, that’s probably a better approach for you.

Why Won’t I Earn Money Right Away Online?

It’s because there are a few rules that govern how people make money online. These rules seem to be true for everything that makes money online.

Almost all money made online by content creators is either through advertisements or through selling the writing itself

The Simple Dollar is paid for by the advertisements that appear on each page, appear in the emails, and so on. That’s how the service keeps running. Content creators can also sell books or charge subscriptions for their online content.
The same is true for Youtube videos. Youtube sells ads on the videos that appear there and split the money between themselves and the creators of the video.
Generally, ads are paid for “per view,” meaning that whenever you see an ad, the person running the site or the person that made the video or the person who wrote the article makes just a little bit of money (we’ll get back to that in a minute).

Whenever you post something new, it gets a small burst of attention

That burst comes from your regular readers, which grow and change over time. When a new article appears on The Simple Dollar, regular readers usually read it within the next few days or so.
That burst of traffic grows over time as you build an audience. That’s why consistency is so important. People who find your stuff and like it are likely to come back for more, but if there’s nothing new for them to see, they’re not likely to come back. You need new stuff to get people to come back.
You also need to make sure other people see your stuff. That’s usually done by sharing it on social media sites like Facebook or Twitter or Reddit or on topic-specific messageboards. That’s how you pull in new readers for that initial burst.

The second source of income – “the long tail”

Your article or video gets listed on Google and when people type in the right search terms, they find your article or video. This can go on for years and years and years.
Eventually, the “long tail” becomes your primary moneymaker, no matter how popular you are.

Example: How Sites Earn Money Online with the Long Tail

Think of it this way. Let’s say for every 1,000 views your video or page gets, you earn $2. That’s an approximation of what you might expect from most ad networks that new video makers and writers would be able to get into.
If you have 100 people read each article you write, you get an initial burst of $0.20 per article. That’s not really impressive.
But, let’s say that each day, every old article you write gets 5 views. That’s enough to earn one cent.
So, you write an article, it gets $0.20 initially, and then you earn $0.01 per day for a long time afterward.
You write another article, you get that $0.20 initially, and then it earns $0.01 per day for a long time afterward.
Let’s say you have a daily schedule of this. Let’s look at what that’s like over the course of a month.
Day one, you earn $0.20 from that initial article.
Day two, you earn $0.20 from today’s article and $0.01 from the “long tail” of yesterday’s article, totaling $0.21.
Day three, you earn $0.20 from today’s article and $0.02 from the “long tail” of the previous articles, totaling $0.22.

Day thirty, you earn $0.20 from today’s article and $0.29 from the “long tail” of the previous articles, totaling $0.49.
You get the idea. It slowly builds on itself, though at this level, it’s still not impressive.
Over time, what will happen is that all of the long tails will get just a bit stronger. So many people are just wandering onto your site – and some will stay and click around. The more material you have to click around on, the longer they’re going to stay. This means all of your old articles will get just a bit more attention… and then a bit more… and then a bit more.
Each article won’t ever amount to a whole lot on its own, but if you have a thousand articles up there and each one earns $0.05 in ad revenue a day, you’re looking at $50 per day.
Now, ideally, that first “burst” is also growing, too. As you get more and more content out there, you’ll gradually attract more and more people and those people will start visiting regularly. (Of course, there’s always a ceiling, as some people will stop visiting, too.)
So, if you write for three years and have a thousand articles, you might have 10,000 regular readers who read your newest article. Also, each article is garnering 25 views per day on the long tail. Here’s what that month looks like.
On day one, you write article #1,001, which earns $20 from the initial burst, and the last 1,000 articles have 25 visitors each, which totals 25,000 views and thus earns you $50 from the long tail, totaling $70.
On day two, you write article #1,002, which earns $20 from the initial burst, and the last 1,001 articles have 25 visitors each, which totals 25,025 views and thus earns you $50.05 from the long tail, totaling $70.05.

On day thirty, you write article #1,030, which earns $20 from the initial burst, and the last 1,029 articles have 25 visitors each, which totals 25,725 views and thus earns you $51.45 from the long tail, totaling $71.45.
That’s a little over $2,000 a month at that point.
Naturally, it won’t be nearly that smooth. Some days will spike and other days will seem lower than usual. Your growth rate might be a bit slower or a bit faster.
Still, regardless of all of that, the same principle holds true: you have to produce solid stuff consistently for a long period of time to earn money. It’s only when you’ve produced a lot of it that it begins to earn money in a reliable fashion for you.
When I suggest to people that they should make Youtube videos or start a website to earn money online, I’m proposing a very long-term side business that takes very little initial cash investment, but a lot of time investment. It’s also a side business that is going to have tiny returns at first and never go beyond that without a great deal of effort, but once the ball starts rolling, it builds on itself very nicely thanks to the “long tail.”

My Experience

This article almost perfectly describes my experience with The Simple Dollar. I have always pushed out more than an article a day and, early on, I produced several short articles each day. Still, for the first year or so of The Simple Dollar, I didn’t earn very much. It wasn’t until the second year when The Simple Dollar became enough of an earner for me to feel confident about focusing on it full time, and even at that point, it was due to having more than a thousand articles in the bank, accepting a significant drop in income, and having faith that it would continue to grow for a while.
If this doesn’t sound like a good avenue for you, then online content production probably isn’t for you. Consider other avenues that link to more immediate income, such as a traditional side job or something that converts your time more directly into revenue like the aforementioned Mechanical Turk.
Earning money online from writing and making videos is absolutely possible, but it requires a lot of work at the start for relatively little return. It’s only when you break through that trend that you’ll start seeing real returns on your invested time.

Tips for Easy way Make Money Online from everywhere

Although the global market has not yet reached “Jetson” caliber with people flying to the office in compact spaceships, it has evolved to allow workers to never have leave the comfort of their own computer. Below you’ll find a variety of ways to make money online as well as general advice for anyone who wants to succeed in the online world.

Method 1 of 5: Quick Ways to Make Money Online

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    Flip domain names. Domain names are valuable internet real estate and some people actually make a nice living off of buying and selling them. One strategy is to use Google Adwords to find keywords that are trending and use that information to buy domain names that you think may soon be in demand. However, since short, snappy, or straightforward domain names have already been mostly snatched up, you can also get lucky buying domain names that are random acronyms, as you never know when a person or company with those exact initials will decide to set up a website. (CPC.com, for example, sold for over $200,000 when Contract Pharmaceutical Corporation decided to go online.[1] Not bad for three letters.) For more advice, read How to Buy a Cheap Domain Name.
    Ad
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    Do online surveys. Online surveys won’t earn you much apiece, but they don’t eat up much time either and can add up when you need cash in a pinch. Read How to Make Money with Free Online Surveys for more advice.
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    Transcribe audio. Websites are getting better and better about providing written transcripts for the hearing impaired, meaning that transcriber jobs pop up fairly regularly. Transcribing is generally low paying but is also easy, fast, and doesn’t require much commitment. Check eLance or oDesk for current transcription postings.
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    Edit audio. If you have and know how to use sound-editing software, you can clean up webcasts and interviews before they go online. Again, look at a site like eLance or oDesk for opportunities.
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    Enter contests. Since you won’t get paid unless your entry wins, search for a wide range of free contests in a field where you’re already have a lot of possible entries (ex. photos, logo-making, background design) and submit your work to as many places as will have you. It might take a day to get through all of them, but even a few small successes (or, preferably, a great big one) will make up for it. The experience might even steer you in a new creative direction.

Method 2 of 5: Make Money through Online Marketing

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    Become an affiliate marketer. This is a great way to make money for promoting someone else’s products or services without having to carry any inventory. Affiliate advertisements are usually incorporated into your website/blog/page via linked articles (great when your content is strong and compelling, but must be done carefully to avoid looking spammy), product-placement videos (great if you’re funny or have performance talent), or, less and less commonly, banner ads (pretty ineffective, as most people avoid these like the plague). If necessary, you can also become an affiliate marketer without a website (by posting videos on YouTube containing links to the product, for example). Check out a site like Commission Junction for possible products and services.
    • If you have a lot of traffic, you might want to do cost-per-click advertising, which doesn’t earn you much per click but banks on the fact that the sheer number of visitors will build your revenue.
    • If you have very strong content, you might want to do cost-per-acquisition advertising, which makes you a decent commission (either a fixed amount or a commission, depending on what you’ve pre-agreed to) every time someone on your site makes a purchase with your affiliate company.
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    Become an online mystery shopper. Most people have heard of mystery shoppers in the real world, but with the shift to virtual business, it’s becoming more and more common to send mystery shoppers online-hunting. If you’re just starting out, be prepared to front the cost of your purchases, as your reimbursement will depend on whether or not you are a capable mystery shopper.
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    Do webinar marketing. This is simply seminar marketing done online – except that it’s much cheaper than doing actual seminars and doesn’t require repeat performances. If you’re an authority on a subject that others would be willing to pay to learn more about, record yourself giving a talk about it in a professional location (traditionally a conference room, though this may change depending on your subject), post it on your website, and advertise.
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    Refer other professionals for jobs. If you know somebody whose skill and work ethic you’re willing to stand behind, consider referring them to a prospective employer. If that person gets hired, you stand to make anywhere between fifty and a few thousand dollars depending on the position. Check out a site like ReferEarns or WhoDoYouKnowForDough for more information.

Method 3 of 5: Make Money through Online Content

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    Sell your music. A few years ago, Radiohead made headlines by selling its latest album via its own website and raking in the dough – for donations, no less. Though your act might not have Radiohead status (yet), many small, independent, and even big-name acts have followed suit: as it turns out, a handful of sales with no middleman adds up to a lot more than what most artists end up with once the record industry has gotten its “dues.”
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    Become a freelance designer. Create a website showcasing your portfolio and build a client list by finding work in the online classifieds. Though it takes more time to get established doing business this way, you can set your own prices and won’t have to share your profits with the graphic design house.
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    Sell stock photos. This is a good way to make money while pursuing a fun hobby. Since people search for stock photos by keyword, your work will be on the same playing field as everyone else’s, meaning you should submit any photo you think is decent. Once it has posted, your work is done, and while you won’t generally make much per sale, having a good number of photos can mean accumulating a nice monthly side income with virtually no upkeep. iStockphoto, ShutterStock, and Fotolia are a few good places to shop around.
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    Sell an ebook. eBooks are not for everyone, but if you’ve ever found an innovative solution to a desperate situation and wished you could have simply paid someone to give you the answer sooner, it’s likely there’s a market out there for an ebook on the subject. Shop around to see what else is available and look for people posting in forums with similar issues. Don’t waste your time writing an ebook about something someone can readily find answers to; it’s something you want to reserve for people who are at their wit’s end.
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    Sell an app. In a multi-million-person marketplace, $1 or 2 per sale can go a long way. If you have a great concept but no programming know-how, it might even be worth it to hire a programmer. Just make sure you shop around for similar ideas, find ways to one-up your competition, and comply with the rules of the company on whose devices you’d sell the apps.
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    Sell articles. Lots of small businesses, websites, and marketers need good written content and smooth keyword integration to help them get more traffic. Though you won’t make much to start with, most articles will only be 200 to 300 words, which are a snap to crank out. As you prove yourself to be capable, you can start charging more for your services. If you’re a skilled writer, you might even try submitting your work to formal publications.

Method 4 of 5: Make Money through Online Sales

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    Create an online store. Selling online is especially useful if you have a niche item that can’t attract enough business to survive in a physical location, but of course online stores for everyday items aren’t going anywhere, either. If you aren’t particularly web-savvy or can be bothered to maintain a website, you can set up shop on a site like eBay or CafePress (for a fee). Otherwise, you can hire someone to design a website for you or even make your own.
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    Create a virtual store. Believe it or not, vendors selling virtual items from within online games can make money in the real world. By creating an avatar of yourself and setting up shop, you can do business with other players (or even just advertise your real-world business). Of course, you must first find a game that allows it and pay to set it up, but once you’re in, you can reach a huge range of people in various age groups and locations around the world. MMORPGs (massive, multiplayer online role-playing games) are especially good places to do this.

Method 5 of 5: Pointers when Working Online

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    Make a good first impression no matter which type of online endeavor you attempt. As with any business, your brand (web site, store, virtual portfolio etc.) must grab the prospects attention, enticing and encouraging him/her to learn more. A strong brand should include intelligently and insightfully written copy, a description of your offering, product overview, news and information and numerous opportunities to respond (call to action).
    • Differentiate your product/service from the competition. Consider what makes your business unique by focusing on the brand, the specific suite of services and how the product or service will solve the customer’s problem. Punctuate these differentiating factors in order to set your brand apart from the rest.
    • Maintain a friendly, approachable tone. You want to invite your customer to interact with you so be sure that while the copy on your site or portfolio should be informative, it should also communicate a friendly tone that will motivate communication and interaction with your customers.
    • Have a solid contract with your partner company. Enlist the assistance of an attorney or have a lawyer review your partner company’s contract so you know how you will be paid and the basis for payment (for example if it based on produced work, solid sales, sign ups, conversions, referrals, etc.).
    • Follow up with clients after an initial interaction. Because you haven’t had the benefit of face-to-face meeting, you will need to be proactive (but not a stalker) online. After an initial meeting with a client, send a thank you email a few days later to remind the client about your meeting. Open the floor to additional questions and let your prospective client know you are excited about the possibility of serving him/her.
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    Optimize your skills and knowledge in order to create a strong online presence. Although you may be a talented salesperson or graphic designer, you may not know how those talents will translate online.
    • Take an search engine optimization course. Either online or possibly offered at your local community college, learning about search engine optimization (SEO) is an important component to a successful online career. SEO training will teach you how to position your brand or store higher on Google search engine rankings so your business is hit first when potential clients are performing a search.
    • Write a business plan. Even if the business plan will never leave your computer, creating a plan will give you specific direction and goals, which will help you stay on track and focused.
    • Consult with experts. If you have a friend or colleague who has had success making money online, tap into his/her knowledge and experience. Find out what has worked well or what he/she has tried that bombed. Extract as much knowledge and insight to help guide you in how you will create your online business.
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    Make sure you have the dedication and focus to work independently. If you plan to make your online money making endeavor a success, you must have what it takes to manage your time and be dedicated to your craft.
    • Examine your financial needs. Do you need to make a large income or are you interested in making money online just to have some mad money? The level of required income will most likely dictate the amount of time and effort you’ll need to spend making your online business a success.
    • Evaluate the amount of time you can dedicate to your online business. Are you a stay-at-home mom with two small children and a demanding school and housekeeping schedule or are you single with no strings attached (or somewhere in between)? Identify the hours during the day you can commit to your business and compare those hours to the amount of money you need to make. Typically, especially with some businesses, the earlier months and years are considerably more time consuming, especially if you are building a client list.
    • Be honest about your work habits. Are you a self starter, motivated enough to stay on task and work without having a boss check on you, or are you easily distracted by the phone, kids or other environmental disturbances? Working online takes a tremendous amount of motivation and focus in order to reach your cash generating goals.

30 tips for making money with 30 top paying sites and apps

Before you become a online earner, there are a few things worth knowing. The key is while some of these sites pay small amounts, add them all together and it can turn into an annual bonanza of £1,000s.
Get paid to click
Watch videos, play games and earnSwagbucks
Swagbucks* is a fun survey site that pays you for completing short online tasks in virtual cash - you can then exchange this for real money, Paypal credits or gift cards to spend at Amazon, M&S and more. The site's huge in America, and here in the UK many MSE forumites are dedicated users.
Tasks include filling in polls, watching videos and searching using its page instead of Google. Advertisers pay Swagbucks to publicise their wares or do market research, and the site passes a cut to you. The more dedicated you are, the more you earn, though every task pays a different amount.
MSE Blagged - £15 Amazon/M&S gift card when you earn £5 in points
We've blagged a special deal for newbies - and those who've previously registered for Swagbucks via MSE but haven't yet hit 850 points can benefit too.
New users need to sign up for the site via this special Swagbucks* link by Tue 23 Jan - then if you earn £5 in bucks by Sat 31 Jan, Swagbucks will triple your points' value so you can get £15 of gift cards for Amazon, M&S, New Look, Starbucks, PizzaExpress and more.
If you're an existing user who signed up via a previous MSE link, Swagbucks will track this and automatically add the £10-worth of points to your account once you hit £5 in points.
How it works: Once you hit 850 Swagbucks (worth £5), 1,700 bonus points will be added to the 'My gift cards' section of your account within 10 days. You'll then have enough to redeem a total of £15 in gift cards for Amazon, M&S and more - just go to the 'Rewards' section to cash your points in. Gift cards will then arrive within 10 days.
You could opt for PayPal credit instead, but you'll get less bang for your (Swag)buck - a tenner'll cost you 2,000 points.
For motivation, join other points-chasers in the forum's popular Swagbucks Challenge 2014 thread. One committed 'swagger' from the forum, cally6008, says:
Swagbucks is one of several online earning sites I use, but it's one of my favourites. I know for a fact that you can earn £25 a month using the site, because I do so nearly every month.
- cally6008
See a full list of ways to earn Swagbucks
Quick summary
  • Who's it good for? People who want to grab quick cash for fun tasks
  • Typical earnings: £25/month
  • Payment method: Cash or Amazon voucher
  • Amount you need to earn before it pays: 1 point (depends on reward)
  • How you tried it? Share your experiences on the Swagbucks forum thread
Online survey sites Earn up to £800/year to give your opinion
Willing to give views on One Direction, washing-up liquid or whether we should quit the EU? If so, it's possible to earn £100s a year, without any special skill or talent.
It's all about stashing cash by filling in online surveys. All you have to do is sign up, wait for survey alerts to land in your inbox, then zip through the questions.
Polls are often fun. You get to vent about everything from video games to your sex life. For a full rundown of the top 20 free sites, plus tips to max your income, see the Online Survey Sites guide.
Committed survey-doers can get £200ish a year, but if you max it like MoneySaver funnyguy:
It takes a few years to build up enough to cash out, but I earned £800 last year in cash and vouchers. Comes in very useful.
- funnyguy

Get paid to Google Qmee
It's possible to get paid hard cash just for searching the web with Qmee*. It just involves downloading an add-on that sits on your internet browser. You then search online as you normally would on Google, Amazon, eBay, Yahoo!, Bing and now Tesco.
Qmee will show extra results or adverts alongside normal search results (see picture). Some firms pay Qmee to appear in these ads, and Qmee gives you a cut of the cash. If the Qmee result interests you, click it and you'll earn a few pence, usually 7-15p.
Forumite The_Jakal says:
I've been using Qmee for three weeks and I'm on £14 now.
- The_Jakal

Quick summary
  • Who's it good for? Folks with the patience to click ads for a few pence a go
  • Typical earnings: £5/month
  • Payment method: Cash via PayPal
  • How much you need to earn before it pays: No minimum
  • Have you tried it? Share your experience in the Qmee forum thread
Quick questions
What exactly do I have to do?
Can I boost earnings by repeating searches?
What does Qmee do with my data?
Why does Qmee sometimes pay for clicks to MoneySavingExpert.com?
Earn hard cash for fun tasks Gift Hunter Club
Online earning site Gift Hunter Club doles out points for watching videos, doing polls, entering competitions and completing other easy tasks.
You can convert these into cash through PayPal, Amazon vouchers and more. Just sign up and check the 'earn points' section. It shows the tasks available and what they pay.
MoneySavers reckon the site's fun, payment is quick and they earn a decent amount each week. Forumite mizzame says:
I made £10 in PayPal cash very easily last week, £8 the week before. Mainly from videos and easy tasks. My best earning site at the moment!
- mizzame
Aim to redeem your points on rewards giving better value
A £10 Amazon gift card costs 1,690 points. But 10 US dollars in cash (£6ish) via PayPal is 1,000 points, which can be better value, depending on the exchange rate. While Gift Hunter Club lists cash payments in US dollars, PayPal converts the cash into pounds.
Quick summary
  • Who's it good for? Folks who already use Swagbucks and want to join a similar site
  • Typical earnings: £7/week
  • Payment method: PayPal, Amazon vouchers and more
  • How much you need to earn before it pays: £1.20ish
  • Have you tried it? Share your experiences on the Gift Hunter Club forum thread
Get paid to watch videosMaximiles
It's possible to earn high street vouchers just for watching videos though Maximiles. Clips are short adverts, for example, Andrex promos or Cheryl Cole videos.
New vids come up every day, so visit often, plus forumites post the latest ones in the Maximiles thread. One thing to watch out for: make sure you're logged in when you rate the videos, or you won't get points.
You can cash in points for gift vouchers. For example, 6,300 Maximiles can get you a £25 Argos voucher.
Stick to free points offers

Quick summary
  • Who's it good for? Folks who like watching quick ads on their PC
  • Typical earnings: £10 every two months
  • Payment method: Vouchers, incl Waitrose and Debenhams
  • How much you need to earn before it pays: Varies by reward
  • Have you tried it? Share your experiencex on the Maximiles forum thread
Get paid to watch videos, search & moreGift Hulk
Similar to Swagbucks above, Gift Hulk pays for a host of web activities, including watching videos, answering polls and searching via its site instead of Google.
While the site looks a little basic, many MoneySavers are fans. You get paid in Hulk Coins, which you then convert into rewards including Amazon vouchers (make sure you select vouchers in GBP, rather than US dollars).
Special codes give extra points - forumites post them in the Gift Hulk thread.
Quick summary
  • Who's it good for? Fans of fun web tasks who don't mind a cheap 'n' cheerful site
  • Typical earnings: £5/month
  • Payment method: PayPal cash, Amazon vouchers and more
  • How much you need to earn before it pays: Varies by reward
  • Have you tried it? Share you experiences on the Gift Hulk forum thread
Enter contests as a cash-boosting hobbyUse our 40+ insider comping tips
From cars to £20,000 cash, five-star USA holidays to £10,000 of Tesco gift cards, MoneySavers have won it all. It's all about 'comping', a potentially profitable online hobby for the lucky.
Comping's about systematically sourcing and entering hundreds of the right contests. Committed forumites use web gadgets to fill in forms at speed, answer questions and come up with tie-breakers. There are also tricks to enter TV premium phone comps free via the web. For full help, see our 40+Insider Comping Tips guide.
Check out the forum's Competitions Time board, a reciprocal community of devoted compers. The idea is you post contests and cheer others when they win.
'I won a Vegas trip & £26,000 of gadgets'
While big success isn't certain, it does happen. MoneySaver mrsrobertson is one of the lucky ones. She says:
I started comping in May 2011 and I've won a £3,000 Las Vegas trip and gadgets worth over £26,000. I'm hooked.
- mrsrobertson
Grab FREE cashback Get cash for clicks - no need to buy
Cashback sites work by giving you a cut of the cash they earn for channelling web traffic. Yet you don't have to buy anything to earn cash via these sites - they often pay you just for clicking links on the internet.
For example, Topcashback* pays £2ish when you click through to get a Gocompare car insurance quote or 5p when you search for flights on Fly.com. Its free cashback section lists the top offers. For a full explanation, see Top Cashback Sites.
Get paid to read adverts on your mobileQustodian
Free smartphone app Qustodian pays you to read adverts. Simply download the app, and plug your likes and dislikes into your profile. It then sends adverts matching your interests to your Qustodian inbox. You get paid cash when you view messages, respond to questions or watch videos.
It pays cash via PayPal or via BACS into your bank account when you earn £10. Forumites report the slow trickle of messages means it takes a while to hit this, so this app's just one for committed online earners.
Quick summary
  • Who's it good for? Patient people with a smartphone
  • Typical earnings: £10 every six months
  • Payment method: Cash via PayPal or BACS
  • How much you need to earn before it pays: £10
  • Have you tried it? Share your experiences on the Qustodian forum thread
Quick questions
What's the best way to access the web on my mobile?
What does Qustodian do with my personal data?
Get paid to write and create content
Get paid to write Textbroker
Always wanted to have a crack at the old writing game? Now's your chance. Textbroker pays for content for adverts, websites and newsletters. The company acts as a middleman between clients and writers, taking a cut from each piece sold.
Typical payments are £5 to £30 per article, and forumites have written about everything from sport and wildlife to finance and casinos.
We're not talking Stephenie Meyer's Twilight sums. But some forumites, such as Sinkorswim, are turning over a grand a year:
I've been with Textbroker for nine months, and have made over £1,000. It's a godsend, as I had to give up my part-time job due to a back problem. I got another job, but am reluctant to stop writing, as I really enjoy it.
- Sinkorswim
Forumite Farmers-wife says:
I have recently started with Textbroker as a writer. Six articles down and I'm hooked. As a stay-at-home mum and farmer's wife it's lovely to be doing something for myself. Getting praise for writing is doing wonders for my confidence.
- Farmers-wife
Quick summary
  • Who's it good for? People who enjoy writing and have high grammatical standards
  • Typical earnings: £50/month (if you're committed)
  • Payment method: Cash via PayPal
  • How much you need to earn before it pays out: £8ish (pays in euros)
  • Have you tried it? Share your experiences on the Textbroker forum thread
Quick questions
How do I get accepted as an author?
How can I earn maximum cash?
Is it worth pitching to papers and mags too?
Get paid to write, enter data & moreClickworker
As well as paying for written content, Clickworker offers other jobs, including data entry, web research, product reviews and data tagging.
MoneySavers report there's heaps of work on offer. They've penned Groupon adverts, travel destination descriptions, flight adverts and fashion articles, to name a few.
You must complete a test before you can work, and most jobs require a score of at least 90%. You can earn between £2 for shorter jobs and £5 for longer ones.
See more tips to earn maximum cash
Quick summary
  • Who's this good for? People who can write winning adverts
  • Typical earnings: £20/month
  • Payment method: PayPal
  • How much you need to earn before it pays: No minimum
  • Have you tried it? Share your experiences on the Clickworker forum thread
Get paid to write product reviewsDooYoo
Consumer opinions site Dooyoo pays up to 60p for each product review you write. The amount you get depends on the product's category. For popular products it's 60p and many electronic items 30p, but for others, such as books, it's only 10p.
Reviews need to be at least 150 words long, though try to stick to your personal experiences rather than padding with lists of technical specs.
Once you rack up £20, you can convert it into a £20 Amazon voucher. Alternatively, wait till you hit £50 for cash. Beware: Dooyoo points ("miles") expire after one year, and a few MoneySavers have been caught out.
Committed reviewers, such as MoneySaver jenniewb, have made bundles of cash.
In two months, I have reviewed literally everything I have used bar one or two uninteresting items, and have earned myself £70.
- jenniewb
Quick summary
  • Who's this good for? Speedy writers with lots of products to review
  • Typical earnings: £20 every two months
  • Payment method: Cash via bank transfer or Amazon vouchers
  • How much you need to earn before it pays: £20 Amazon vch, £50 cash
  • Have you tried it? Share your experiences on the Dooyoo forum thread
Earn cash from homemade videosYouTube
We can't promise you'll earn £100,000 like the dad who uploaded “Charlie bit my finger – again!”, the clip of two cheeky brothers that racked up 650m views. Yet even if your YouTube videos don't become global phenomena, it's possible to earn a little extra each month through the clip-sharing site.
Before we get started, here's forumite sophie.christie's story for inspiration:
About two years ago I started a YouTube account. One of my videos started to do quite well and the site asked me to become a partner.
I started to receive a very low income from this. However, over the last year I've been posting new videos on birthday party tips. I have now have 80, and a daily income of more than £20. It's rising by about 10% each month.
- sophie.christie
How YouTube's partner programme works
YouTube's Partner Programme lets users take a cut of the cash from the adverts that run alongside their videos. You must apply to become a partner, but YouTube says anyone who regularly uploads original clips which get a fair amount of views should be eligible.
Earnings vary dramatically, depending on how many views you rack up and how much revenue the ads generate.
Quick summary
  • Who's this good for? People who enjoy making funny or specialist clips, and are a whizz with video cameras
  • Typical earnings: £60 every two months (though it varies dramatically)
  • Payment method: Cheque from Google Adsense
  • How much you need to earn before it pays: £60
  • Have you tried it? Share your experiences on the YouTube forum thread
Quick questions
How can I max my YouTube earnings?
How can I become a partner and earn money?
How much can will I earn?
Finally, ITV still pays £250 for funny videos selected to appear on You've Been Framed. No need to post a VHS tape – you can upload clips to its site.
Earn cash from your blog or websiteAmazon Associates
If you've a blog or website, set up a free account with Amazon Associates, a scheme where you earn Amazon vouchers for linking to the site.
Just follow the steps to add links and banners to your website. When someone clicks on Amazon from your site and makes a transaction, it's recorded and you're paid 5% commission, which you get in the form of cash or an Amazon discount.
This rises to 10%, depending on how much you sell and what category it's in. (See a full list of payments.)
Though don't just fill your site to the brim with Amazon links. What works best is ensuring you've quality editorial content, then adding the links after.
Products bought by you personally won't count towards your commission, nor will anything ordered for delivery to your home address or paid for on your credit card.
Quick summary
  • Who's this good for? Those with a blog or site that they'd like to earn cash from.
  • Typical earnings: £25/month (depending on your site's popularity).
  • Payment method: Amazon credit and cash.
  • Amount you need to earn before it pays out: £25 for Amazon credit, £50 for cash payouts.
  • Have you tried it? Share your experiences on the Amazon Associates forum thread
Write a Kindle e-book Earn up to 70% of the LIST price when you self-publish
EL James's Fifty Shades of Grey started as a self-published e-book – now's your chance to emulate her success. Amazon's Kindle Direct Publishing tool lets you upload your own e-books instantly, for free. Every time the book sells, Amazon gives you up to 70% of the list price (excludes VAT).
While not a guaranteed money-spinner, e-books don't have to be Booker Prize contenders. If you're a specialist in a niche subject, from worm composting to rollercoaster riding, you could pocket a little extra each month.
If you need inspiration, why not try the NaNoWriMo campaign to write a novel in a month, which runs every November.
Quick summary
  • Who's this good for? Folks who want a bash at a bestseller, though money's not guaranteed
  • Payment method: Electronic bank transfer (see full payment details)
  • How much you need to earn before it pays: No min
  • Have you tried it? Share your experiences on the Kindle Direct forum thread
Quick questions
What's my cut?
How do you publish a Kindle e-book?
Is it worth paying for a professional editing service?
Get paid to write music reviews Slicethepie
Unsigned music review site Slicethepie pays you for each song you rate. As you build up a reputation, you can earn more. Read the site's tutorials before you start.
Previously, a dedicated fan putting in a couple of hours a night could expect around £30/month, but forumites report this has dropped recently. You won't earn much, but some MoneySavers who enjoy listening to music like it.
Quick summary
  • Who's it good for? You'll need a pretty open mind, as you can't choose specific music genres. MoneySavers have reported earnings slowing recently
  • Typical earnings: £7/month
  • Payment method: Cash via PayPal
  • How much you need to earn before it pays: £7ish
  • Have you tried it? Share your experiences on the Slicethepie forum thread
Get paid for easy tasks
Earn by checking prices & snapping photos Field Agent iPhone app
Ever fancied being a secret agent? If you’ve got an iPhone, a free app called Field Agent could be your chance. When companies need a small market research task done, it's sent out via the app.
Your mission, should you choose to accept it, is to check prices in stores, take photos of products and pen reviews. It typically pays £4.50 per task, but sometimes as much as £10.
Quick summary
  • Who's it good for? If you've got an iPhone, and can nip out to do quick tasks
  • Typical earnings: £10/month
  • Payment method: Cash via PayPal
  • How much you need to earn before it pays: No minimum
  • Have you tried it? Share your experiences on the Field Agent forum thread
Quick questions
How do I get started?
How can I earn maximum cash?
Get paid to snap photos, count stock & more Roamler smartphone app
Fancy getting paid to buy beer? Free app Roamler pays for tasks such as counting stock in shops, snapping menu cards in restaurants and even buying a beer to photograph how it's served.
As with Field Agent, when firms need an easy market research job done, it's sent out via the app. Roamler typically pays £4 per task, but it can vary between £2 and £10.
The catch is the app is invite only. Roamler's press office says it's pretty easy to get one if you monitor its Facebook page for hints on how (or you might get lucky if you request one).
Quick summary
  • Who's it good for? Smartphone users
  • Typical earnings: £10/month
  • Payment method: Cash via PayPal
  • How much you need to earn before it pays: No minimum
  • Have you tried it? Share your experiences on the Roamler forum thread
A serious remote-working job Lionbridge
“Legitimate work from home job. Earn £££s!” Adverts in the back of mags pulse with promises, yet often the reality's disappointing or even dodgy. Yet one work-from-home job that MoneySavers have had more luck with is Lionbridge.
You usually need a degree to apply, but heaps of MoneySavers have been accepted. It says it usually has 150 jobs on offer at any one time.
What's the work like?
The web firm offers several part-time posts, most aimed at helping companies improve their search engine results. Tasks can include checking search results, gathering data and testing mobile apps.
You choose your hours and don't have to travel from A to B, perfect if you want to earn cash while staying at home with the kids. You must work a minimum of 10 and maximum of 20 hours per week.
Forumite Ghost_2005 says:
It's a genuine work-from-home opportunity that pays real money. There are precious few of them, so if that's what you're looking for, it's a good opportunity. In the grand scheme of employment, there are better and more fulfilling jobs. In the grand scheme of home-working opportunities, it's a decent job.
- Ghost_2005
On the downside, others say it's about as exciting as a hangover on a rainy Sunday. As daz501 says:
I can honestly say when I had the job I had never felt so bored. An hour's work felt like three hours. Be aware of what you're actually applying for – it demands concentration!
- daz501
Stay motivated with other forumites in the Lionbridge forum thread.
Quick summary
  • Who's it good for? Those with a degree and a high boredom threshold, who want to earn cash from home
  • Typical earnings: £140-£200/month (depending on hours)
  • Have you tried it? Share your experiences on the Lionbridge forum thread
Quick questions
What qualifications do you need?
How do you apply?
How can I max my earnings?
Got a top way to earn cash online that we haven't listed? Feed back in the Earn cash online discussion.
Grab free products for telling friends about them Bzz Agent
While it doesn't pay cash, you can earn loads of free products through marketing company Bzz Agent. Forumites have grabbed everything from Vanish stain remover to E45 lotion and even electric toothbrushes.
The catch? As an 'agent', once you receive products, you must start "meaningful and authentic conversations" about them with online buddies and real life friends.
Many MoneySavers are fans. Forumite Mummybaker says:
I have had steam generator irons, wet ladyshaves, free cookies and all sorts. It's worth it - not much effort involved and they like you to be genuine about your thoughts.
- Mummybaker
Quick summary
  • Who's it good for? Social media fans who love freebies and aren't embarrassed to tell friends about new products.
  • Have you tried it? Share your experiences on the Bzz Agent forum thread
Quick questions
What exactly does this involve?
Is this just about spamming my friends?
Get paid to scan shopping receipts (invite only)Shop and Scan
Market research site Shop and Scan is a great way to give your finances a boost. Each time you buy something, you log on and scan the receipt with the specialist barcode scanner it sends you.
Forumites report Shop and Scan pays about £10 a month. You can then cash it in for high street vouchers, including Next, Debenhams and Argos.
Shop and Scan's press office wouldn't confirm any details with us, as market research is a secretive area. So many of the tips here come from our forum users.
Forumite hedgesparrow says:
I would totally recommend Shop and Scan. I get £1.60 a week for scanning my barcodes. After six months, I still find it fun blipping the barcodes. Once your total's £10, you get a £10 voucher, which takes about six weeks, but is only an hour and half of my time.
- hedgesparrow
Quick summary
  • Who's this good for? It's easy money, but you must wait to be selected.
  • Typical earnings: £10/month.
  • Payment method: Vouchers, incl Next and Debenhams.
  • How much you need to earn before it pays: £10.
  • Have you tried it? Share your experiences on the Shop and Scan forum thread
Quick questions
How do you sign up?
How can I max my earnings?
Grab freebies in exchange for your views Clicks Research
It's possible to earn masses of freebies from Clicks Research. The site doles out free products in exchange for feedback on whether they work. MoneySavers have blagged everything from anti-ageing creams to chocolate bars.
Respond at speed, as places fill up fast. It also sometimes pays cash for surveys. Clicks Research says products are all safe. It just wants to know how to improve them. Once you've signed up, Clicks Research emails invites. For more tips, see the full Clicks Research forum discussion.
Matched gambling Exploit online bookmakers' free gambling offers
This is something we thought hard about before including. Yet as many who know exactly what they're doing make serious risk-free cash, we wanted to include it.
It's all about taking advantage of the offers betting sites run to encourage new players, usually involving free bets (eg, "bet £30 and we give you a free £30 bet"), and the fact different bookmakers offer different odds.
Thus, in some circumstances, by betting on all outcomes you guarantee a profit, whatever the outcome. However, this is complex and dangerous, and most people should run a million miles.
Don't ever contemplate attempting it unless you've done detailed research.
Here are the key points:
  • Warning! This is NOT about gambling.
Gambling is not MoneySaving; the bookies always win in the long run (see Gamblers Anonymous). This is only about manipulating gambling introductory loopholes.
  • How much?
With time and care, it's possible to make £1,000 over the year. Please don't go for it if you're desperate for cash. This is only for those with patience and who aren't under money pressure. Otherwise, you'll end up drawn into real gambling - and losing.
  • How do I do it?
Read the Matched Betting Introduction and FAQs discussion in the Matched Betting board and the other sticky threads at the top. Remember it's an open forum, anyone can post. Just because someone sounds like they know what they're doing, it doesn't mean they do.
Earn cash as an Avon lady (or man)
Avon representatives earn commission on make-up, toiletries and other items they sell. You buy batches of catalogues and canvass friends, family, neighbours or colleagues for orders to bring in cash.
The sign-up fee's £16 (this is taken out of your total earnings for your first two month's sales), which includes 40 brochures. After that, brochures cost from 63p to 11p each. The more you buy, the cheaper they are.
Find out more: Sign up via the Avon site. For hints and tips, see the forum's Avon thread.
Earn money online from internet research 63336
Internet companies such as 63336 (formerly AQA) are occasionally on the lookout for researchers. It works like this: a customer sends a text to researchers to ask the answer to a random question. The researcher - you - replies with an answer.
The beauty of this work is that you can generally choose the type of questions you answer, and the hours you work. Check for vacancies on the 63336 site or on its Facebook and Twitter pages. You'll have to pass a test before you get an interview.
There aren't vacancies all the time, but we've included this here so you'll know to check back later.
The site pays roughly 40p per question. Some can take just a few moments to answer, meaning that experienced researchers could rake in up to £100s - though of course, it depends how much time you're prepared to put in. Join the 63336 discussion.
Got a top way to earn cash online that we haven't listed? Feed back in the Earn cash online discussion.
Reclaim lost assets and inheritencePotential payback of £1,000s
There's BILLIONS of pounds worth of unclaimed money out there. Whether it's yours or an unknown inheritance from a deceased relative, it can usually be reclaimed free.
Try the My Lost Account website for bank accounts, savings and premium bonds. An estimated £1 billion's unclaimed in total.
If you've ever changed jobs, it's possible you've built up pension pots which now languish forgotten. The Pensions Service can help you trace and reclaim these. Full info in the Reclaim Lost Assets guide.
Flog what you've got
Do you have unused assets worth £100s or £1,000s? Stop hoarding, and declutter for cash. Here's some inspiration:
  • Get max cash for old mobiles. An easy way to start is our Mobile Phone Selling Comparison tool for old handsets, iPods, cameras, etc. Examples include HTC Desire - best £31, worst £2. Or iPhone 4S 16GB, best £103, worst £59.
  • 30+ eBay tricks 'n' tools. Our 30+ eBay Selling Tricks guide is a crash course, from cutting eBay fees by tweaking start prices and using no-charge listing weekends, to adding extra pics with special tools. Plus there are tools to create multiple listings in advance and bulk-upload them.
  • Safely sell old gold for max cash. TV ads yell "sell old gold for cash". Yet many are kicked in the crown jewels as they get a fraction of the promised price. Amid the scrap, though, are shining examples. Our Top Gold Selling Sites takes you through it.
60 more ways to boost your income
If you're looking to rake in a little more, our 60 Tricks To Boost Your Income guide can add to the coffers. Here's a taster:
  • Become a mystery shopper. High street retailers are desperate to check their customer service is up to scratch, so mystery shopping agencies pay you to visit specific shops or restaurants to rate quality.
  • Send pics to mags. For example, Love It! magazine pays £50 for a shameful shot of yourself on holiday or even £50 for readers' shirtless fellas (Mrs MSE's been banned from sending 'em in).
Rent it - spare rooms, storage, parking spaces
The Rent It Out For Cash section of our Boost Your Income guide lists easy ways to earn extra from your property. Here's a taster:
  • Rent your driveway for up to £200/mth. Live near a city centre, airport, train station or football ground? It's possible to earn up to £200/mth or more renting out your drive. See Rent Your Parking Space for a full how-to and the top free-to-list online marketplaces.
  • Get cash for spare storage space. If you've unused space in a loft, garage or spare room, website Storemates lets you rent out it to others looking for cheap storage. See Rent Your Storage.
  • Rent your spare room. The 'rent a room' scheme means you can take in a lodger to live in a furnished room in your home. It has a special exemption meaning you won't have to pay tax on the first £4,250 each year (this is halved if you share the income with your partner or someone else). See Take A Lodger.
Give yourself a money makeoverPut thousands back in your pocket
While most people earn a max £200 a day, taking a day to sort your finances leaves many a grand a year better off.
Always think in terms of annual savings - £15 a month doesn’t sound much but it’s £180 a year. Here’s some OOMPH! to get you going.
  • Owed £10,000s in PPI? If you've had a loan or credit card, check if you were mis-sold PPI. Don't worry if you don't have the paperwork, see the FAQs in Reclaim PPI for Free.
Proof from Steverandall1965:
You inspired me to claim. Put it off for ages, then downloaded the template, sent it off and got £12,225, no fuss or bother.
- Steverandall1965
  • Slash car insurance costs. Prices are falling, so it's a good time to get a new quote. Some can halve costs by combining the results of comparison sites. See Cheap Car Insurance for a full step-by-step guide.
  • Can you cut your mortgage cost? If you’ve decent equity in your house and aren’t locked into a deal, speak to a mortgage broker. See the MSE Remortgage Booklet: Instant PDF | Printed
  • Credit card interest costs. Those with decent credit histories can now ‘balance transfer’ debts to new cards at 0%. Full info in Best Balance Transfers.
  • Save £100s with a water meter. If your home has more or the same number of bedrooms as people, check our Water Meter guide. Helen Bevington tweeted: "Thanks to MSE, we've water-metered. Monthly DD down from £80 to £25." That's £660/year less.